Gallatin Homes under $400,000

Welcome to Gallatin, Tennessee, a charming city nestled in the heart of Sumner County! Known for its rich history, vibrant community, and stunning natural beauty, Gallatin is a delightful place to call home. Situated just 30 minutes northeast of Nashville, residents enjoy the perfect blend of small-town charm and easy access to the bustling city life.

Gallatin boasts a variety of parks, recreational facilities, and scenic lakes, making it an outdoor enthusiast's paradise. With its picturesque landscapes and friendly neighborhoods, the city provides an ideal environment for families, young professionals, and retirees alike. The historic downtown area features delightful shops, local eateries, and cultural attractions that reflect the city's Southern hospitality and heritage.

For those looking to purchase a home in Gallatin, you’ll be pleased to know that there are numerous options available under $400,000. From charming single-family homes to modern townhouses, the real estate market here offers something for everyone. Many of these homes feature spacious layouts, inviting backyards, and proximity to schools and parks, making them perfect for families or anyone seeking a serene lifestyle.

With its affordable housing options, Gallatin is an excellent choice for first-time homebuyers or anyone looking to invest in a growing community. Experience the warmth of Southern living and discover the beauty of Gallatin, where your dream home awaits! Whether you're strolling by the lake or enjoying a local festival, you’ll quickly see why so many people are proud to call Gallatin home.

Newest Gallatin Homes under $400,000

$279,900

2 Beds ⋅ 1 Baths ⋅ 3610757 MLS ⋅ ACTIVE Status ⋅ 0.28 Acres ⋅ 37066 Zip Code

Freshly improved and ready for its next chapter, this charming one-level cottage near downtown Gallatin combines classic character, a spacious backyard, and valuable recent updates. With 2 bedrooms, 1 full bath, hardwood floors, abundant natural light, and approximately 1,041 square feet, the home offers comfortable living in an inviting setting. The living room flows into a separate dining room featuring original built-in cabinetry that adds both charm and useful storage. The kitchen provides generous cabinet space and a pleasant view of the backyard. Enjoy morning coffee on the covered front porch or relax and entertain on the recently improved back deck overlooking the large, level yard with mature trees. Since the home was previously offered for sale, the seller has completed a thoughtful series of improvements. Licensed professionals evaluated the electrical and plumbing systems, and related repairs and updates were completed. Additional work includes new deck steps, secured and painted railings, stained deck flooring, a new vapor barrier, secured ductwork and insulation, exterior painting and maintenance, drainage improvements near the HVAC, and professional insect treatment. The HVAC was replaced in October 2025, and the water heater was replaced in October 2024. Reports, invoices, and available documentation are provided for buyer review. Located minutes from Gallatin’s downtown square, shopping, dining, the Farmers Market, library, parks, and Town Creek Greenway. No HOA. This is an opportunity to own a character-filled Gallatin home with recent improvements, outdoor space, and everyday conveniences nearby.

262 N Willomont Ave, Gallatin

$349,900

3 Beds ⋅ 3 Baths ⋅ 3610676 MLS ⋅ COMING SOON / HOLD Status ⋅ 0.12 Acres ⋅ 37066 Zip Code

Welcome home to this charming condo/townhouse located on the quiet side of town, offering a peaceful setting while still beng located near everyday amenities such as medical, grocery, 109 bypass and ithe hitsoric downtown gallatin. The spacious primary bedroom suite is thoughtfully situated on the main level ,featuring a large walk in closet ,bath with double vanities.The main level layout provides comfort and convenience making this home ideal for easy, low maintenance living. Downstairs living room with ventless gas logs, vaulted ceiling and new lvp flooring thru-out the entire downstairs. The cozy dining area overlooks the outdoor space and patio, creating a pleasant view and an ideal space to enjoy your morning coffee. This area give you plenty of rrom to create your onw landscaping and make this space your own! Kitchen features s/s appliances.

1092 Ellis Way, Gallatin

$355,000

3 Beds ⋅ 3 Baths ⋅ 3603914 MLS ⋅ ACTIVE Status ⋅ 0.08 Acres ⋅ 37066 Zip Code

Welcome to 313 Cheval Drive in Newmans Crossing—currently the most competitively priced END UNIT in the community! Built in 2022, this 3-bedroom, 2.5-bath townhome offers approximately 1,810 square feet of stylish, low-maintenance living with the added privacy and natural light that comes with an end-unit location. The open-concept main level features white cabinetry, Jasmine White quartz countertops, durable hard-surface flooring, and an easy flow between the kitchen, dining, and living areas. The highly desirable main-level primary suite offers a private retreat with a walk-in closet and ensuite bath. Upstairs, you’ll find two additional bedrooms, a full bath, and flexible bonus space ideal for a home office, media room, or second living area. An attached 1-car garage and smart-home features add even more convenience. Enjoy quick access to Publix, restaurants, shopping, and everyday conveniences, while the Station Camp schools are approximately 1 to 1.5 miles away. Convenient access to TN-386/Vietnam Veterans Blvd and I-65 makes commuting toward Hendersonville and Nashville easy. If you’ve been waiting for newer construction, a main-level primary suite, an end-unit location, and a standout price in Newmans Crossing, 313 Cheval Drive is one you’ll want to see. Schedule your private showing today!

313 Cheval Dr, Gallatin

$339,900

3 Beds ⋅ 2 Baths ⋅ 3603476 MLS ⋅ ACTIVE Status ⋅ 0.26 Acres ⋅ 37066 Zip Code

This sweet home is updated with LVP gray floors throughout. (no carpet). Gray walls with white trim. 3 bedrooms and 2 bathrooms. Screened in back sunroom. Walk-in closet with custom built- in organizers in the main bedroom. Just 2 steps in the front door. Great for a new family or a retired couple. Fenced in backyard. Big deep sink in the kitchen. Main has a walk-in shower only with Barn door on the bath. Spacious living room with pass through to kitchen-Mom or dad can wash dishes and talk to family and watch tv at the same time. Large back yard and extra parking with concrete driveways. Trees for shade out front. Brick mailbox. Super friendly neighbors. PROFESSIONAL PICTURES WILL BE UPLOADED SOON!

583 Cottonwood Dr, Gallatin

$347,270

3 Beds ⋅ 3 Baths ⋅ 3602674 MLS ⋅ ACTIVE Status ⋅ 37066 Zip Code

The Ellison II at Laurelwood Park by Smith Douglas Homes offers a thoughtfully designed floor plan that perfectly blends style and functionality. The open-concept kitchen, complete with a spacious island and generous cabinet space, flows seamlessly into the dining and living area, where a cozy fireplace creates the perfect gathering space. Step outside onto the private deck to relax or entertain. Upstairs, the owner's suite offers a walk in closet and private bath, while two additional bedrooms, a full bath, and a convenient second-floor laundry room provide comfort and functionality. Luxury vinyl plank flooring extends throughout the entire first floor, and the attached two car garage adds everyday convenience. *4.99% FHA / VA 5/1 ARM rate is available on this homesite for a limited time with use of Ridgeland Mortgage!* Special offer details apply.

409 Kingsbury Drive, Gallatin

$382,000

3 Beds ⋅ 3 Baths ⋅ 3601969 MLS ⋅ ACTIVE Status ⋅ 1.08 Acres ⋅ 37066 Zip Code

Welcome home to this beautiful two-story home offering plenty of space for everyone! Enjoy the charming rocking-chair front porch, inviting open floor plan, and neutral tones throughout. The spacious kitchen features a center island, stainless-steel appliance package, and plenty of room for gathering and entertaining. Step outside to the rear screened patio overlooking the spacious backyard—perfect for relaxing or enjoying time with family and friends. A wonderful blend of comfort, style, and space! No HOA!

1104 Lakewood Dr, Gallatin

$270,000

3 Beds ⋅ 2 Baths ⋅ 3601896 MLS ⋅ ACTIVE Status ⋅ 0.46 Acres ⋅ 37066 Zip Code

Welcome to this all brick home in a desirable location! Nestled along a quiet cul-de-sac and sitting on a level, almost acre lot featuring a fully fenced back yard, mature trees and deck for grilling and enjoying the property! Inside you'll find a welcoming floor plan, ready for your vision to turn this house into a home! Added bonus of a detached garage offers a multitude of options including extra storage, workout space, entertainment space and more. Don't miss out on this one! Schedule your showing today!

1494 W Ridgewood Ct, Gallatin

$344,265

3 Beds ⋅ 3 Baths ⋅ 3601768 MLS ⋅ ACTIVE Status ⋅ 37066 Zip Code

The Maddux II at Laurelwood Park by Smith Douglas Homes offers a thoughtfully designed floor plan that perfectly blends style and functionality. The open-concept kitchen, complete with a spacious island and generous cabinet space, flows seamlessly into the living area, creating the perfect space for entertaining or everyday living. Cozy up by the fireplace or step outside to the patio to enjoy outdoor relaxation. The main level also features access to the attached two car garage and a half bath for guests. Upstairs the spacious owner's suite offers its own private bathroom along with a walk-in closet. Two additional bedrooms, full bathroom and a second-floor laundry room provide comfort and convenience for the whole household. Use Google maps to find Model Home. *4.99% FHA / VA 5/1 ARM rate is available on this homesite for a limited time with use of Ridgeland Mortgage!* Special offer details apply.

705 Shreve Drive, Gallatin

$319,990

3 Beds ⋅ 3 Baths ⋅ 3601651 MLS ⋅ ACTIVE Status ⋅ 37066 Zip Code

405 Kingsbury Drive, Gallatin

$299,900

2 Beds ⋅ 3 Baths ⋅ 3599256 MLS ⋅ ACTIVE Status ⋅ 37066 Zip Code

Welcome to 226 Mansfield Drive in Gallatin’s popular Oxford Station community! Enjoy maintenance-free living in this move-in-ready townhome offering 2 en-suite bedrooms, 2.5 baths and an open-concept floorplan designed for easy everyday living. The spacious family room features laminate hardwood flooring & a ceiling fan and flows seamlessly into the kitchen and breakfast area creating a comfortable space for relaxing or entertaining family & friends. The fully equipped kitchen is a cook’s dream with white cabinetry, quartz countertops accented by a subway tile backsplash, stainless steel appliances, bar seating with pendant lighting plus a full pantry. Just off the spacious breakfast room, step outside to the private back patio that's perfect for enjoying your morning coffee or an evening with friends. A convenient half bath completes the main level. Upstairs, both bedrooms feature private en-suite baths and laminate hardwood floors. The primary suite offers a large walk-in closet, a double vanity with granite countertops and a spacious walk-in shower. The second bedroom also includes an en-suite bath with granite countertops and a tub/shower combination. Conveniently located upstairs, the laundry room includes the washer and dryer, plus built-in shelving for additional storage. Enjoy all that Oxford Station has to offer including yard and landscaping maintenance, exterior home insurance, trash service, walking trails, a yoga green space, community dog park and two assigned parking spaces - all adding to the ease of low-maintenance living. With neutral finishes, a functional floor plan with no carpet, and private outdoor space, 226 Mansfield Drive is ready for you to move in and enjoy. All of this plus the convenient location just off of SR386 near lots of local shops, restaurants and lifestyle amenities. Come see why this is the perfect place to call home!

226 Mansfield Dr, Gallatin

$365,000

2 Beds ⋅ 2 Baths ⋅ 3599055 MLS ⋅ ACTIVE Status ⋅ 37066 Zip Code

Enjoy the ease of one-level living with the space and comfort you’ve been looking for! This charming garden condo in The Cottages offers a thoughtfully designed floor plan that lives beautifully with unusually generous room sizes, volume ceilings, a sunroom, 2-car garage, and community amenities! Step inside to an inviting, open layout with high ceilings and a spacious great room anchored by a cozy gas fireplace. The adjoining dining area and kitchen create an easy flow for everyday living and entertaining, while a pantry and generous storage help keep everything organized. One of the standout features is the bright 16x12 Florida room, offering wonderful flex space for a second sitting area, home office, hobby room or a quiet spot to relax. The spacious primary suite features a private bath with double vanities and walk-in shower, while the generously sized secondary bedroom includes a walk-in closet. Enjoy outdoor living from the covered porch and patio, plus the convenience of an attached 2-car garage. Community amenities include a clubhouse and pool, If you’re ready for a more relaxed lifestyle without sacrificing space, storage or comfort, this home offers an appealing combination of low-maintenance living and everyday convenience in Gallatin. Grounds and exterior maintence included in HOA Fee.

825 Browns Ln Unit #2302, Gallatin

$307,990

3 Beds ⋅ 3 Baths ⋅ 3598763 MLS ⋅ ACTIVE Status ⋅ 37066 Zip Code

Picture coming home to a place where weekends are spent by the pool instead of behind a lawn mower, neighbors become friends at community events, and walking trails are just steps from your front door. The Bunting by David Weekley Homes gives you the opportunity to personalize your interior finishes, creating a home that reflects your style from day one. Tucked against mature trees and peaceful greenspace, this homesite offers a rare sense of privacy while keeping you connected to everything Nexus North has to offer. With an open-concept design, abundant natural light, and a low-maintenance lifestyle, you'll have more time to enjoy the community—and less time worrying about home upkeep. This purchase price reflects the base price and lot premium only.

1148 Old Creek Bend, Gallatin

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